InstaQuote requires your permission to use photos from your device. When you first open the background selection menu you will be asked if InstaQuote is allowed to access your photos.
If you declined the request by accident you can grant permission to InstaQuote in Settings.
To allow photo permissions for iOS 5, please go to your iPhone Settings > Location Services. Scroll down to InstaQuote and toggle the InstaQuote switch to ON.
To allow photo access for InstaQuote on iOS 6, please go to your iPhone Settings, then Privacy > Photos > and then toggle on access for InstaQuote.